You Don't Have a Money Problem.
You Have a Knowledge Gap.

Extra Credit Financial Solutions, LLC has educated over 100,000 individuals — in business, schools, universities, and communities — with practical strategies that create real financial change.
100K+
Individuals educated in-person and online
15+
Years empowering communities, business and individuals
Nationally recognized
United Nations and appointed Commissioner on the DC Financial Literacy Council

Most people were never taught how money actually works.

Not in school. Not at home. And the gap shows — in debt, in stress, in missed opportunities. That's not a personal failure. It's a systemic one. ECFS exists to close that gap — one person, one family, one organization at a time.
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Everything You Need to Take Control of Your Money

The best instructors have designed the most motivating learning paths for you.

Comprehensive Courses

Self-paced courses and professional-grade tools built by Allen C. Cheaves. Learn at your pace. Apply immediately. Build your foundation for good.

1:1 Financial Mentorship

Most people have a rough sense of their finances. Get structured, in-depth guidance so you have financial clarity.

Webinars & Live Training

During webinars, current market conditions and trade setups are discussed in order to help you catch the next market move.
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The Financial Blueprint Course

Your step-by-step system for building lasting financial stability — no jargon, no confusion, just results.

Whether you're starting from scratch or trying to get unstuck, this course gives you the tools, language, and confidence to take control of your financial future. Built by Allen C. Cheaves — a nationally recognized educator who has taught these same strategies to thousands of individuals across the country.

Built for individuals. Trusted by institutions.

Schools & Universities

We bring engaging, standards-aligned financial education directly to your students — in person or online — with the depth and credibility your institution deserves.

Individuals & Families

If you're tired of feeling behind financially, ECFS gives you a clear path forward — without the shame and without the confusion.

Businesses and Organizations

Partner with ECFS to deliver financial literacy programming that actually moves the needle for the communities you serve.

Community Orgs & Nonprofits

Work with ECFS to deliver financial training that actually give you results.
About

Meet Allen C. Cheaves

Allen is a financial educator, speaker, and the founder of Extra Credit Financial Solutions, LLC.

Since 2011, he has dedicated his career to making financial literacy accessible — speaking at the United Nations, serving on the DC Financial Literacy Council, and educating nearly 100,000 people across the country.

His approach is simple: translate complex financial concepts into real strategies that real people can use.

Courses

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Unforgettable learning experiences

Learn at your pace.
Easy to System
1:1 Guidance
The Financial Blueprint 
The Financial Blueprint is built for real people — not finance professionals. Every module is clearly structured, jargon-free, and designed to move you from watching to doing. Log in from any device, pick up where you left off, and work through the material on your schedule. No deadlines. No pressure. Just progress.

Eight integrated calculators, one cohesive system. Budget, track your emergency fund, pay off debt, build savings, manage credit cards, calculate net worth, project investment growth, and see it all in one summary report. You don't just learn the concepts — you apply them immediately, in real numbers, with your real life.
Apply from day one.
Allen has spent 15+ years taking the most intimidating areas of personal finance — debt, credit, investing, net worth — and translating them into language that actually makes sense. No walls of text. No academic jargon. Just straightforward explanations that stick, paired with tools that let you see your own numbers in real time.

Individuals educated in-person and online

Years empowering communities, business and individuals

Spoken at the United Nations and appointed Commissioner on the DC Financial Literacy Council
The knowledge you gain here pays for itself.
One insight from The Financial Blueprint can save you thousands. Switching to a high-yield savings account. Attacking the right debt first.  Knowing what your credit score is actually costing you.
These aren't hypotheticals — they're outcomes Allen has helped real people achieve. The question isn't whether you can afford this course. It's what it's already costing you not to have it.
Start Learning Today

Clarity Today. Confidence in Your Finances Tomorrow.

Self-paced courses and professional-grade tools built by Allen C. Cheaves — a nationally recognized financial educator who has taught money management to nearly 100,000 people in-person and online.
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